Reading the bill’s publication files and writing a plain-English Green Book note…
Reading the bill’s publication files and writing a plain-English Green Book note…
Proposal 1139
To make further provision about banking and other financial services, including provision about the Financial Services Compensation Scheme; to make provision for the amounts owed in respect of certain deposits to be treated as a preferential debt on insolvency; to make provision about the accounts of the Bank of England and its wholly owned subsidiaries; and for connected purposes.
Appraisal prepared just now from the official papers. Next scheduled update after the next sitting or within about 24 hours.
Sponsor: HM Treasury
Open publications on bills.parliament.ukPlain-English note and Green Book five-case reading from the official papers — the heart of this page.
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In plain English
Financial Services (Banking Reform) Act 2013 Skip to navigation legislation.gov.uk https://www.nationalarchives.gov.uk Cymraeg Home Explore our collections Research tools Help and guidance What's new About us Search Legislation Financial Services (Banking Reform) Act 2013 You are here: UK Public General Acts 2013 c. PART 1 Ring-fencing Ring-fencing 1.
The papers we read for this bill do not say who would be affected if it became law.
Financial Services (Banking Reform) Act 2013 Skip to navigation legislation.gov.uk https://www.nationalarchives.gov.uk Cymraeg Home Explore our collections Research tools Help and guidance What's new About us Search Legislation Financial Services (Banking Reform) Act 2013 You are here: UK Public General Acts 2013 c. PART 1 Ring-fencing Ring-fencing 1.
Same bill, simpler words — a deeper read without the jargon.
Imagine the country is making a new rule. This one is about: Financial Services (Banking Reform) Act 2013 Skip to navigation legislation.gov.uk https://www.nationalarchives.gov.uk Cymraeg Home Explore our collections Research tools Help and guidance What's new About us Search Legislation Financial Services (Banking Reform) Act 2013 You are here: UK Public General Acts 2013 c. PART 1 Ring-fencing Ring-fencing 1.. The people who would notice most are: we are still checking who that would be. If it became a real law, the everyday change would be: Financial Services (Banking Reform) Act 2013 Skip to navigation legislation.gov.uk https://www.nationalarchives.gov.uk Cymraeg Home Explore our collections Research tools Help and guidance What's new About us Search Legislation Financial Services (Banking Reform) Act 2013 You are here: UK Public General Acts 2013 c. PART 1 Ring-fencing Ring-fencing 1..
Green Book 2026 · 5 Case Model
Financial Services (Banking Reform) Act 2013 Skip to navigation legislation.gov.uk https://www.nationalarchives.gov.uk Cymraeg Home Explore our collections Research tools Help and guidance What's new About us Search Legislation Financial Services (Banking Reform) Act 2013 You are here: UK Public General Acts 2013 c. PART 1 Ring-fencing Ring-fencing 1.
It is currently at Royal Assent in the Unassigned, sponsored by HM Treasury.
Accountability · outcome beside Green Book evidence
Financial Services (Banking Reform) Act became law. The official papers we read covered some Green Book cases well and left gaps in others. For accountability, the outcome sits beside a mixed evidence trail — worth reading the case notes below.
Strategic: Financial Services (Banking Reform) Act 2013 Skip to navigation legislation.gov.uk https://www.nationalarchives.gov.uk Cymraeg Home Explore our collections Research tools Help and guidance What's new About us Search Legislation Financial Services (Banking Reform) Act 2013 You are here: UK Public General Acts 2013 c. PART 1 Ring-fencing Ring-fencing 1.
Economic: Gap — The papers we read for this bill do not give a figure in pounds for what it would cost or save. That is not a yes or no on the bill.
Commercial: Gap — The papers we read for this bill do not say how this would be bought, contracted or put in place.
Financial: Gap — The papers we read for this bill do not say who would pay for it, or where the money would come from.
Management: Duty to notify regulator of grounds for withdrawal of approval 26. Requirement to notify regulator of disciplinary action 32.
This is an accountability reading, not a recommendation and not a score. It does not say whether Parliament should have passed or rejected the bill. It only sets the actual parliamentary outcome beside how complete the Green Book five-case evidence was in the official papers.
These UK Acts sit in a similar policy space and are already law. Pairing uses this proposal’s official papers (and the plain-English note themes). It is not a verdict that the proposal is redundant or unnecessary.
UK Act · Royal Assent · 2016-05-05
Bank of England and Financial Services Act 2016
Same policy area (“Economy / tax”) with overlapping title wording. Matched using wording from this bill’s official papersAlready law — useful context when asking whether this bill adds something new or mainly revisits covered ground.
UK Act · Royal Assent · 2024-08-19
Financial Services and Markets Act 2023
Same policy area (“Economy / tax”) with overlapping title wording. Matched using wording from this bill’s official papersAlready law — useful context when asking whether this bill adds something new or mainly revisits covered ground.
UK Act · Royal Assent · 2023-04-13
Financial Services Act 2021
Same policy area (“Economy / tax”) with overlapping title wording. Matched using wording from this bill’s official papersAlready law — useful context when asking whether this bill adds something new or mainly revisits covered ground.
UK Act · Royal Assent · 2013-01-18
Financial Services Act 2012
Same policy area (“Economy / tax”) with overlapping title wording. Matched using wording from this bill’s official papersAlready law — useful context when asking whether this bill adds something new or mainly revisits covered ground.
UK Act · Royal Assent · 2026-04-30
Industry and Exports (Financial Assistance) Act 2026
Same policy area (“Economy / tax”) with overlapping title wording. Matched using wording from this bill’s official papersAlready law — useful context when asking whether this bill adds something new or mainly revisits covered ground.