Reading the bill’s publication files and writing a plain-English Green Book note…
Reading the bill’s publication files and writing a plain-English Green Book note…
Proposal 2965
A Bill to amend retained EU law relating to compulsory insurance for the use of motor vehicles; and for connected purposes.
Appraisal prepared just now from the official papers. Next scheduled update after the next sitting or within about 24 hours.
Sponsor: Mr Peter Bone, Conservative
Open publications on bills.parliament.ukPlain-English note and Green Book five-case reading from the official papers — the heart of this page.
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In plain English
Motor Vehicles (Compulsory Insurance) Bill [ As brought from the Commons ] A bill to Amend retained EU law relating to compulsory insurance for the use of motor vehicles; and for connected purposes.
In 2018, the case of Lewis v Tindale [2018] EWHC 2376 (QB), upheld in Motor Insurers’ Bureau v Lewis [2019] [2019] EWCA Civ 909 (“Lewis”), found that the interpretation of the 2009 Directive in the Vnuk judgement was sufficiently clear and precise to have direct effect and could therefore be enforced directly against the MIB, as an emanation of the state and the body responsible for compensating victims of uninsured and untraced drivers under Article 10 of the 2009 Directive. In 2019, the Court of Appeal (England and Wales) in Motor insurers’ Bureau (MIB) v Lewis upheld the 2018 decision in Lewis v Tindale which found that the interpretation of the 2009 Directive in the Vnuk judgement was directly effective and could therefore be enforced directly against the MIB, as an emanation of the state and the body responsible for compensating victims of uninsured and untraced drivers under the 2009 Directive via its Guarantee Fund.
Motor Vehicles (Compulsory Insurance) Bill [ As brought from the Commons ] A bill to Amend retained EU law relating to compulsory insurance for the use of motor vehicles; and for connected purposes.
Same bill, simpler words — a deeper read without the jargon.
Imagine the country is making a new rule. This one is about: Motor Vehicles (Compulsory Insurance) Bill [ As brought from the Commons ] A bill to Amend retained EU law relating to compulsory insurance for the use of motor vehicles; and for connected purposes.. The people who would notice most are: In 2018, the case of Lewis v Tindale [2018] EWHC 2376 (QB), upheld in Motor Insurers’ Bureau v Lewis [2019] [2019] EWCA Civ 909 (“Lewis”), found that the interpretation of the 2009 Directive in the Vnuk judgement was sufficiently clear and precise to have direct effect and could therefore be enforced directly against the MIB, as an emanation of the state and the body responsible for compensating victims of uninsured and untraced drivers under Article 10 of the 2009 Directive. In 2019, the Court of Appeal (England and Wales) in Motor insurers’ Bureau (MIB) v Lewis upheld the 2018 decision in Lewis v Tindale which found that the interpretation of the 2009 Directive in the Vnuk judgement was directly effective and could therefore be enforced directly against the MIB, as an emanation of the state and the body responsible for compensating victims of uninsured and untraced drivers under the 2009 Directive via its Guarantee Fund.. If it became a real law, the everyday change would be: Motor Vehicles (Compulsory Insurance) Bill [ As brought from the Commons ] A bill to Amend retained EU law relating to compulsory insurance for the use of motor vehicles; and for connected purposes..
Green Book 2026 · 5 Case Model
Motor Vehicles (Compulsory Insurance) Bill [ As brought from the Commons ] A bill to Amend retained EU law relating to compulsory insurance for the use of motor vehicles; and for connected purposes.
It is currently at Royal Assent in the Unassigned, sponsored by Mr Peter Bone, Conservative.
Accountability · outcome beside Green Book evidence
Motor Vehicles (Compulsory Insurance) Act 2022 became law. The official papers we read covered most of the Green Book five cases with concrete detail. That does not prove the outcome was “right” — it means the case on paper was relatively complete for accountability scrutiny.
Strategic: Motor Vehicles (Compulsory Insurance) Bill [ As brought from the Commons ] A bill to Amend retained EU law relating to compulsory insurance for the use of motor vehicles; and for connected purposes.
Economic: __________________________________________________________ , 9 March 2022 __________________________________________________________ © Parliamentary copyright 2022 This publication may be reproduced under the terms of the Open Parliament Licence which is published at www.parliament.uk/site-information/copyright PUBLISHED BY AUTHORITY OF THE HOUSE OF LORDS 1 Title: REMOVAL OF THE EUROPEAN COURT OF JUSTICE VNUK DECISION FROM GB MOTOR INSURANCE LAW IA No: DfT00434 RPC Reference No: Lead department or agency: Department for Transport Other departments or agencies: Impact Assessment (IA) Date: 16/09/2021 Stage: Final Source of intervention:Domestic Type of measure: Primary Legislation Contact for enquiries: Yann.Holzapfel@dft.gov.uk Darren.Freezor@dft.gov.uk Summary: Intervention and Options RPC Opinion: RPC Opinion Status Cost of Preferred (or more likely) Option 2 (in 2019 prices) Total Net Present Social Value Business Net Present Value Net cost to business per year Business Impact Target Status Qualifying Provision £0 £240 -£28 What is the problem under consideration? Without Government Intervention these liabilities will continue to rise and could be passed on to motor vehicle drivers in the form of a c.£50 increase to their premiums for motorcars to extend coverage for fraud and use on private land.
Commercial: Gap — The papers we read for this bill do not say how this would be bought, contracted or put in place.
Financial: It is also expected that it will reduce the affordability of Newly in Scope Vehicles (NISV) and increase transport inequalities and social exclusion. Members of the MIB provide funding for the MIB’s fund of last resort via the MIB levy.
Management: In February 2021, the Government announced its intention to remove the Vnuk decision from the law of England and Wales and the law of Scotland, and reiterated this in a Written Ministerial Statement on 29 June 20212. The Secretary of State for Transport, Written Ministerial Statement, European Motor Insurance Directive (Removal of Vnuk from UK law), Statement made on 29 June 2021, Available at: https://questions-statements.parliament.uk/written- statements/detail/2021-06-29/hcws131 3 Department for Transport, Technical consultation on motor insurance: Consideration of the European Court of Justice ruling in the case of Damijan Vnuk v Zavarovalnica Triglav d.d.
This is an accountability reading, not a recommendation and not a score. It does not say whether Parliament should have passed or rejected the bill. It only sets the actual parliamentary outcome beside how complete the Green Book five-case evidence was in the official papers.
These UK Acts sit in a similar policy space and are already law. Pairing uses this proposal’s official papers (and the plain-English note themes). It is not a verdict that the proposal is redundant or unnecessary.
UK Act · Royal Assent · 2022-04-29
Taxis and Private Hire Vehicles (Disabled Persons) Act 2022
Same policy area (“Transport”) with overlapping title wording. Matched using wording from this bill’s official papersAlready law — useful context when asking whether this bill adds something new or mainly revisits covered ground.
UK Act · Royal Assent · 2022-04-19
Taxis and Private Hire Vehicles (Safeguarding and Road Safety) Act 2022
Same policy area (“Transport”) with overlapping title wording. Matched using wording from this bill’s official papersAlready law — useful context when asking whether this bill adds something new or mainly revisits covered ground.
UK Act · Royal Assent · 2024-09-19
Automated Vehicles Act 2024
Same policy area (“Transport”) with overlapping title wording. Matched using wording from this bill’s official papersAlready law — useful context when asking whether this bill adds something new or mainly revisits covered ground.
UK Act · Royal Assent · 2018-07-20
Automated and Electric Vehicles Act 2018
Same policy area (“Transport”) with overlapping title wording. Matched using wording from this bill’s official papersAlready law — useful context when asking whether this bill adds something new or mainly revisits covered ground.
UK Act · Royal Assent · 2018-05-16
Laser Misuse (Vehicles) Act 2018
Same policy area (“Transport”) with overlapping title wording. Matched using wording from this bill’s official papersAlready law — useful context when asking whether this bill adds something new or mainly revisits covered ground.